These Mpesa rates in Kenya were effective in 1st June 2018 and were announced by Safaricom.
In this article, I will be able to answer the following questions that most M-Pesa users are asking or looking for.
Here are the top three questions that M-Pesa users’ need answers to.
- What is the cost of sending Money to a registered user?
- What is the cost of withdrawing money?
- What is the cost of Transferring Money from M-Pesa to Airtel Money?
- What is the cost of transferring Money from M-Pesa to T-Kash?
- What is the cost of transferring M-Pesa to Unregistered users?
- What is the cost of withdrawing M-Pesa at the ATM?
Luckily for you I have the answers right below. Let us have a look.
New MPesa Rates in Kenya.
1. Cost of Sending Money to Registered M-Pesa Users (2019)
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
| 1 | 49 | Free |
| 50 | 100 | Free |
| 101 | 500 | 11 |
| 501 | 1,000 | 15 |
| 1,001 | 1,500 | 26 |
| 1,501 | 2,500 | 41 |
| 2,501 | 3,500 | 56 |
| 3,501 | 5,000 | 61 |
| 5,001 | 7,500 | 77 |
| 7,501 | 10,000 | 87 |
| 10,001 | 15,000 | 97 |
| 15,001 | 20,000 | 102 |
| 20,001 | 25,000 | 105 |
| 25,001 | 30,000 | 105 |
| 30,001 | 35,000 | 105 |
| 35,001 | 40,000 | 105 |
| 40,001 | 45,000 | 105 |
| 45,001 | 50,000 | 105 |
| 50,001 | 70,000 | 105 |
2. Withdrawal Cost at M-Pesa Agents(2019)
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
| 1 | 49 | N/A |
| 50 | 100 | 10 |
| 101 | 500 | 27 |
| 501 | 1,000 | 28 |
| 1,001 | 1,500 | 28 |
| 1,501 | 2,500 | 28 |
| 2,501 | 3,500 | 50 |
| 3,501 | 5,000 | 67 |
| 5,001 | 7,500 | 84 |
| 7,501 | 10,000 | 112 |
| 10,001 | 15,000 | 162 |
| 15,001 | 20,000 | 180 |
| 20,001 | 25,000 | 191 |
| 25,001 | 30,000 | 191 |
| 30,001 | 35,000 | 191 |
| 35,001 | 40,000 | 270 |
| 40,001 | 45,000 | 270 |
| 45,001 | 50,000 | 270 |
| 50,001 | 70,000 | 300 |
3. Cost of transferring Money from M-Pesa to Airtel Money( 2019).
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
| 1 | 49 | Free |
| 50 | 100 | Free |
| 101 | 500 | 11 |
| 501 | 1,000 | 15 |
| 1,001 | 1,500 | 26 |
| 1,501 | 2,500 | 41 |
| 2,501 | 3,500 | 56 |
| 3,501 | 5,000 | 61 |
| 5,001 | 7,500 | 77 |
| 7,501 | 10,000 | 87 |
| 10,001 | 15,000 | 97 |
| 15,001 | 20,000 | 102 |
| 20,001 | 25,000 | 105 |
| 25,001 | 30,000 | 105 |
| 30,001 | 35,000 | 105 |
| 35,001 | 40,000 | 105 |
| 40,001 | 45,000 | 105 |
| 45,001 | 50,000 | 105 |
| 50,001 | 70,000 | 105 |
4. Cost of transferring from M-Pesa to T-Cash( Telkom Cash) 2019.
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
| 1 | 49 | Free |
| 50 | 100 | Free |
| 101 | 500 | 11 |
| 501 | 1,000 | 15 |
| 1,001 | 1,500 | 26 |
| 1,501 | 2,500 | 41 |
| 2,501 | 3,500 | 56 |
| 3,501 | 5,000 | 61 |
| 5,001 | 7,500 | 77 |
| 7,501 | 10,000 | 87 |
| 10,001 | 15,000 | 97 |
| 15,001 | 20,000 | 102 |
| 20,001 | 25,000 | 105 |
| 25,001 | 30,000 | 105 |
| 30,001 | 35,000 | 105 |
| 35,001 | 40,000 | 105 |
| 40,001 | 45,000 | 105 |
| 45,001 | 50,000 | 105 |
| 50,001 | 70,000 | 105 |
5. Cost of sending M-Pesa to unregistered users (2019)
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
| 1 | 49 | N/A |
| 50 | 100 | N/A |
| 101 | 500 | 45 |
| 501 | 1,000 | 49 |
| 1,001 | 1,500 | 59 |
| 1,501 | 2,500 | 74 |
| 2,501 | 3,500 | 112 |
| 3,501 | 5,000 | 135 |
| 5,001 | 7,500 | 166 |
| 7,501 | 10,000 | 205 |
| 10,001 | 15,000 | 265 |
| 15,001 | 20,000 | 288 |
| 20,001 | 25,000 | 309 |
| 25,001 | 30,000 | 309 |
| 30,001 | 35,000 | 309 |
| 35,001 | 40,000 | N/A |
| 40,001 | 45,000 | N/A |
| 45,001 | 50,000 | N/A |
| 50,001 | 70,000 | N/A |
6. Cost of withdrawing M-Pesa at the ATM( 2019)
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
| 200 | 2,500 | 34 |
| 2,501 | 5,000 | 67 |
| 5,001 | 10,000 | 112 |
| 501 | 20,000 | 197 |
What you need to know about transacting on M-Pesa in 2019.
Even as we talk about Mpesa rates, there are a few things you need to know. Though there a few things that have changed, much remains the same.
Have a look.
- Your M-Pesa wallet can hold upto a maximum of Ksh. 100,000.00.
- You can send a maximum Ksh. 140,000.00. However you need to do this in two transactions of Ksh.70,000.00 each.
- The minimum you can send at Ksh. 50.00.
- You cannot deposit directly to someone else’s M-Pesa Wallet.
- Nowadays M-pesa will not ask for a physical ID card, but will enter your id number to complete the transaction.
- M-Pesa transactions, earn you bong points.
- With Fuliza, you do not have to worry about the money in your wallet. You can borrow from Fuliza to complete the transaction.
- With Mpesa global, you can send and receive money to other countries.
Conclusion.
Today we cannot do without M-Pesa for we do almost all our transactions on phone. I did write about Mpesa App and how smartphones are changing the way we transact on Mpesa.
But do we really have to worry about Mpesa rates with the introduction of Fuliza?
I leave that to you to decide.
Happy M-Pesaring!
